Our client was a front-seat passenger in a motor vehicle that crashed into another car and rolled over. The driver of that vehicle was distracted and crossed the center line causing a head-on collision. As a result, our client suffered significant injuries and was left permanently disabled. The at-fault driver had a small insurance policy covering him for our client’s injuries, and he had no assets. Our client sought our firm’s help. We discovered that the driver was attending a family weekend event and was an employee of his parents’ business. We were able to argue that the family’s business automobile policy covered the at-fault driver since he was driving the motor vehicle for the personal affairs of the family business. We were able to settle the case for approximately $350,000.00. Our efforts also allowed more insurance funds to be available to the driver and passengers in the other car.