Just about everyone has some preconceived
beliefs about how car accident injury claims are handled. Most of us have heard
bits and pieces of the experiences of friends and family. No single claims
process is the same. Part of our job at Curtis Legal Group is to make sure our
clients are informed throughout the process which means educating them on what
to expect. Over time, we have come up with 10 common car accident injury claim myths
and today we plan to debunk them.
I Can Handle My Claim Myself. The Insurance Company Will Be Fair
Insurance companies are not in
business to be fair. They are in business to make money. They do that by paying
as little as possible for claims, such as yours. To get the maximum recovery,
you need an experienced personal injury attorney who knows how to negotiate
with insurance companies and can take them to court if necessary.
My Family Lawyer Can Handle My Case
You may have a family lawyer who
handled a will or business deal for you in the past. You may even have a lawyer
in the family. There is a reason why personal injury attorneys specialize in
this area of practice rather than practicing other areas of law. Personal
injury attorneys emphasize only one area of legal practice: recovering
compensation for people injured by the fault of others. At Curtis Legal Group,
we get paid if our clients get paid and we don’t charge by the hour.
I Didn’t Get Hurt Too Badly So I Don’t Need A Lawyer
You don’t have to hire a lawyer, but
choosing not to consult a personal injury attorney, even when you were not
badly injured, will leave you dealing with the insurance company yourself. It
will most likely be difficult for you to navigate through this complex area of
law and reach a reasonable settlement of your case without the assistance of an
attorney with personal injury experience.
I’ll Have to Go To Court
Most cases settle out of court. In
fact, only about 2% of civil suits are tried in court. Trials are risky and
time-consuming, and can be expensive for both sides. If you can get fair
compensation for your injuries outside of court, it is usually in the best
interest of both parties to negotiate a settlement before taking the case to
I Will Need Money To Pay My Attorney To Pursue My Case
Many people believe that personal
injury attorneys require payment in advance. While in most areas of legal
practice this is true, it is not true for many personal injury law firms such
as Curtis Legal Group. We operate on a contingency fee basis, which means, “We
Don’t Get Paid Unless You Do!”
There’s No Hurry, I Can Wait Before Consulting A Lawyer
All states have what is known as a
statute of limitations. This provides accident victims a window of opportunity
to make a claim. Once that expires, you lose this chance forever. This means
that it is important to seek the advice of a personal injury attorney as soon
as possible especially if you are facing medical expenses and/or time off work.
Also, the sooner an attorney can start working on your case, the sooner he or
she can collect evidence that will help your case be successful.
Personal Injury Lawsuits Are Wrong
This is a huge myth. Some people may
think we live in a society where everybody is too eager to sue each other, but
we also live at a time when insurance companies are trying harder to avoid
paying for legitimate damages caused by the fault of the person they insure. It
is important to protect yourself and your family by seeking proper counsel so
that you can be fairly compensated.
8. Injury Claims Take Too Long
Each case is unique and there have been cases that have
taken many years to reach a conclusion. However, most cases are settled much
sooner than that. It is impossible to promise a specific time frame, but we
work hard to make sure your recovery comes as soon as possible.
I Might Have Been Partially At Fault
Just because you may be partially at
fault does not mean you can’t receive any compensation for your injuries. Cases
where more than one party is at fault are more complicated because it must be
determined how much liability falls on each party, but you still may be
entitled to recover money damages even if you were partially at fault in
causing the accident. The amount of recoverable damages will depend on the
extent of the losses you suffered and your comparative fault in causing the accident.
Don’t assume that you won’t be able to recover money damages. Talk to an
My Medical Insurance Will Cover All Treatment for My Injuries
Depending on your medical insurance
provider, they may pay for a portion of the cost of your medical treatment. How
much they will pay depends on too many factors to go over here. However, there
are common expenses you may still incur such as deductibles and copays. Your
lawyer should work to make sure you get reimbursed for any out of pocket health
care expenses you have paid, as part of the settlement of your case.
Accident Myths Busted!
We hope this article helped debunk
some of the myths you may have heard about personal injury claims. If you have
been involved in an accident, give us a call at 1 (800) LAW-3080. Remember that
We Don’t Get Paid Unless You Do. The only risk is not speaking to